DO YOU NEED A SMART WAY TO INVEST YOUR TAX RETURN!
Dedicated to being your neighbor who wants to help his own community first, my promise…….
You hope and I will hurry……
You pray while I plan……
Getting affordable protection for your family needs a helping hand, and I am it.
With this year’s tax returns projected to be less than expected for most people, it’s a critical time to examine how you can use this money to invest in your future.
Build a safety net in case of an illness……
Unfortunately, none of us know when an unexpected illness or diagnosis could affect our lives. A cancer diagnosis, heart attack or disability could leave you unable to work and earn income. In this event, how would your family pay the bills? If you don’t have a plan in place, now is a good time to consider critical illness insurance .
Critical Illness insurance is a policy that will pay you a benefit in a lump sum if you are diagnosed with a critical illness that’s covered by the policy. Having this insurance can relieve your family from the emotional and financial stress that comes with any illness.
Get a jump-start on retirement planning…..
Did you know that one third of Americans have nothing saved for their retirement? One of the best ways to prepare for retirement is to choose a life insurance product that offers safety and guarantees, such as an annuity or indexed universal life (IUL) insurance policy.
An annuity is an insurance product that allows you to accumulate money over a period of years (by making an initial deposit or periodic deposits). Funds invested in annuities grow tax-deferred. Once you annuitize the contract and turn it into an income stream, you will receive a series of regular payments during your retirement.
Invest in your child’s future……
If you have young children, your first instinct might be to use your tax return to plan a fun vacation. However, before you book the flight, consider investing in your child’s future with a life insurance plan that can help fund their college education. We’re not saying you can’t do both – for as little as a few dollars a day, you can invest in your child’s future and, if you plan wisely, still have enough money to save for that dream vacation.
SmartStart is a life insurance plan that gives your child a head start on saving for their future while providing the protection of life insurance. The SmartStart plan provides life insurance coverage and a cash value savings component, which your child can access later in life. They can use this money to fund their college education, which is invaluable these days, as rising tuition costs often leave many students saddled with debt. A portion of your premium payment goes toward life insurance coverage, and the balance becomes part of the policy’s cash value (which accumulates tax-free).
Put your tax return to good use with life insurance coverage fit for your needs - request a quote today